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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,706 | $55,713+86.1% | $75,901+36.6% | $72,975+42.1% |
| Participation rate | 58.1% | 61.1%-3.1pp | 69.3%-11.2pp | 69.5%-11.4pp |
| Annual return | 21.50% | 27.60%-6.1pp | 30.76%-9.3pp | 81.01%-59.5pp |
| Employer contribution / active EE | $1,294 | $1,687-23.3% | $2,501-48.3% | $2,440-47.0% |
| Participant deferral / active EE | $5,216 | $2,634+98.0% | $3,603+44.8% | $3,608+44.6% |
| Admin fee / account holder | $1,011 | $3,980-74.6% | $5,420-81.4% | $5,124-80.3% |