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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $146,592 | $51,222+186.2% | $70,544+107.8% | $75,173+95.0% |
| Participation rate | 61.0% | 61.0%0pp | 68.4%-7.4pp | 67.2%-6.2pp |
| Annual return | 17.79% | 30.06%-12.3pp | 32.79%-15.0pp | 160.72%-142.9pp |
| Employer contribution / active EE | $1,563 | $1,827-14.4% | $2,976-47.5% | $2,671-41.5% |
| Participant deferral / active EE | $5,967 | $2,850+109.4% | $4,568+30.6% | $4,126+44.6% |
| Admin fee / account holder | $2,920 | $4,096-28.7% | $6,427-54.6% | $5,651-48.3% |