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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,116 | $95,406-11.8% | $185,849-54.7% | $85,847-2.0% |
| Participation rate | 63.0% | 68.8%-5.7pp | 81.7%-18.7pp | 69.3%-6.3pp |
| Annual return | 12.80% | 23.59%-10.8pp | 122.10%-109.3pp | 318.61%-305.8pp |
| Employer contribution / active EE | $3,507 | $3,314+5.8% | $5,169-32.1% | $2,565+36.7% |
| Participant deferral / active EE | $6,973 | $3,424+103.7% | $5,569+25.2% | $3,952+76.4% |
| Admin fee / account holder | $26,787 | $7,214+271.3% | $16,244+64.9% | $6,261+327.9% |