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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,583 | $91,198+9.2% | $178,503-44.2% | $79,856+24.7% |
| Participation rate | 62.7% | 69.2%-6.5pp | 81.9%-19.2pp | 69.6%-6.9pp |
| Annual return | 13.29% | 24.20%-10.9pp | 151.12%-137.8pp | 31.71%-18.4pp |
| Employer contribution / active EE | $2,924 | $3,257-10.2% | $5,011-41.7% | $2,471+18.3% |
| Participant deferral / active EE | $6,943 | $3,237+114.5% | $5,202+33.5% | $3,741+85.6% |
| Admin fee / account holder | $3,514 | $6,748-47.9% | $13,987-74.9% | $5,306-33.8% |