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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,390 | $84,236+3.7% | $170,435-48.7% | $70,126+24.6% |
| Participation rate | 55.8% | 70.8%-15.0pp | 83.6%-27.8pp | 69.5%-13.7pp |
| Annual return | 12.29% | 23.06%-10.8pp | 205.94%-193.6pp | 73.15%-60.9pp |
| Employer contribution / active EE | $3,081 | $3,387-9.0% | $5,432-43.3% | $2,343+31.5% |
| Participant deferral / active EE | $7,298 | $3,086+136.5% | $4,939+47.7% | $3,332+119.0% |
| Admin fee / account holder | $5,694 | $5,698-0.1% | $13,881-59.0% | $4,645+22.6% |