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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $24,618 |
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Form 5500 reported that benefits due were not provided when due.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,851 | $47,163-32.5% | $149,696-78.7% | $74,460-57.2% |
| Participation rate | 89.4% | 63.4%+25.9pp | 78.8%+10.6pp | 70.7%+18.6pp |
| Annual return | 14.91% | 22.75%-7.8pp | 134.46%-119.5pp | 34.38%-19.5pp |
| Employer contribution / active EE | $414 | $1,907-78.3% | $4,821-91.4% | $2,638-84.3% |
| Participant deferral / active EE | $4,067 | $2,730+49.0% | $5,682-28.4% | $4,530-10.2% |
| Admin fee / account holder | $27 | $343-92.1% | $13,212-99.8% | $348-92.2% |