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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,093 | $85,171+4.6% | $172,753-48.4% | $72,976+22.1% |
| Participation rate | 55.8% | 70.1%-14.3pp | 82.6%-26.9pp | 69.5%-13.7pp |
| Annual return | 16.83% | 27.32%-10.5pp | 803.00%-786.2pp | 81.02%-64.2pp |
| Employer contribution / active EE | $2,788 | $3,324-16.1% | $5,144-45.8% | $2,440+14.3% |
| Participant deferral / active EE | $7,113 | $3,260+118.2% | $5,198+36.8% | $3,608+97.2% |
| Admin fee / account holder | $8,811 | $5,880+49.8% | $13,956-36.9% | $5,124+71.9% |