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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,678 | $97,550-1.9% | $120,344-20.5% | $87,485+9.4% |
| Participation rate | 73.1% | 72.8%+0.3pp | 76.7%-3.6pp | 68.9%+4.2pp |
| Annual return | 7.65% | 18.41%-10.8pp | 20.30%-12.7pp | 26.06%-18.4pp |
| Employer contribution / active EE | $2,318 | $2,291+1.2% | $3,020-23.2% | $2,596-10.7% |
| Participant deferral / active EE | $3,507 | $4,230-17.1% | $5,135-31.7% | $4,274-17.9% |
| Admin fee / account holder | $31,506 | $9,543+230.2% | $12,742+147.3% | $7,775+305.2% |