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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,678 | $95,453+0.2% | $112,040-14.6% | $82,448+16.0% |
| Participation rate | 73.1% | 72.8%+0.4pp | 76.5%-3.4pp | 68.1%+5.1pp |
| Annual return | 7.65% | 23.92%-16.3pp | 24.52%-16.9pp | 41.64%-34.0pp |
| Employer contribution / active EE | $2,318 | $2,3180% | $2,954-21.5% | $2,551-9.1% |
| Participant deferral / active EE | $3,507 | $4,224-17.0% | $5,098-31.2% | $4,139-15.3% |
| Admin fee / account holder | $31,506 | $9,013+249.5% | $12,098+160.4% | $7,234+335.5% |