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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,793 | $110,801-0.9% | $86,868+26.4% | $167,518-34.5% |
| Participation rate | 46.7% | 75.8%-29.1pp | 71.6%-25.0pp | 82.1%-35.4pp |
| Annual return | 18.57% | 117.00%-98.4pp | 63.53%-45.0pp | 478.71%-460.1pp |
| Employer contribution / active EE | $1,491 | $3,245-54.1% | $2,496-40.3% | $4,838-69.2% |
| Participant deferral / active EE | $1,514 | $4,547-66.7% | $3,699-59.1% | $6,342-76.1% |
| Admin fee / account holder | $3,540 | $8,417-57.9% | $5,829-39.3% | $12,312-71.2% |