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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,982 | $91,911-47.8% | $68,612-30.1% | $135,380-64.6% |
| Participation rate | 58.3% | 76.7%-18.4pp | 72.2%-13.9pp | 82.6%-24.3pp |
| Annual return | -8.46% | -8.22%-0.2pp | -4.63%-3.8pp | 519.81%-528.3pp |
| Employer contribution / active EE | $1,685 | $3,924-57.1% | $2,625-35.8% | $4,779-64.7% |
| Participant deferral / active EE | $1,632 | $4,315-62.2% | $3,311-50.7% | $5,609-70.9% |
| Admin fee / account holder | $1,329 | $9,240-85.6% | $5,131-74.1% | $10,828-87.7% |