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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,219 | $105,960-22.4% | $81,726+0.6% | $158,982-48.3% |
| Participation rate | 36.8% | 75.6%-38.8pp | 72.0%-35.2pp | 82.0%-45.1pp |
| Annual return | 24.31% | 38.19%-13.9pp | 29.49%-5.2pp | 302.99%-278.7pp |
| Employer contribution / active EE | $1,105 | $7,805-85.8% | $4,311-74.4% | $4,763-76.8% |
| Participant deferral / active EE | $1,126 | $13,011-91.3% | $7,108-84.2% | $5,983-81.2% |
| Admin fee / account holder | $672 | $8,494-92.1% | $5,160-87.0% | $11,252-94.0% |