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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,391 | $96,956-56.3% | $69,779-39.2% | $273,972-84.5% |
| Participation rate | 53.8% | 77.1%-23.2pp | 71.8%-18.0pp | 83.0%-29.2pp |
| Annual return | 6.40% | 12.93%-6.5pp | 12.99%-6.6pp | 41.46%-35.1pp |
| Employer contribution / active EE | $1,161 | $3,316-65.0% | $2,338-50.3% | $4,869-76.1% |
| Participant deferral / active EE | $1,347 | $3,744-64.0% | $2,931-54.0% | $5,287-74.5% |
| Admin fee / account holder | $965 | $7,934-87.8% | $4,381-78.0% | $10,133-90.5% |