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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,499 | $100,901-50.9% | $75,501-34.4% | $147,586-66.5% |
| Participation rate | 66.7% | 77.1%-10.5pp | 72.4%-5.7pp | 82.8%-16.2pp |
| Annual return | 22.14% | 35.78%-13.6pp | 27.35%-5.2pp | 578.59%-556.5pp |
| Employer contribution / active EE | $1,624 | $3,253-50.1% | $2,352-30.9% | $4,876-66.7% |
| Participant deferral / active EE | $1,620 | $4,027-59.8% | $3,142-48.5% | $5,439-70.2% |
| Admin fee / account holder | $992 | $11,285-91.2% | $5,801-82.9% | $10,886-90.9% |