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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,769 | $144,130-49.5% | $117,861-38.3% | $147,586-50.7% |
| Participation rate | 88.2% | 83.4%+4.8pp | 79.7%+8.6pp | 82.8%+5.4pp |
| Annual return | 11.53% | 531.20%-519.7pp | 335.11%-323.6pp | 578.59%-567.1pp |
| Employer contribution / active EE | $2,113 | $4,897-56.9% | $3,786-44.2% | $4,876-56.7% |
| Participant deferral / active EE | $5,383 | $5,316+1.2% | $4,482+20.1% | $5,439-1.0% |
| Admin fee / account holder | $4,255 | $10,887-60.9% | $8,021-47.0% | $10,886-60.9% |