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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,725 | $162,821-49.2% | $133,978-38.3% | $158,982-48.0% |
| Participation rate | 84.2% | 83.2%+1.0pp | 79.8%+4.4pp | 82.0%+2.2pp |
| Annual return | 7.98% | 41.95%-34.0pp | 45.10%-37.1pp | 302.99%-295.0pp |
| Employer contribution / active EE | $2,218 | $4,976-55.4% | $3,919-43.4% | $4,763-53.4% |
| Participant deferral / active EE | $5,111 | $5,910-13.5% | $5,047+1.3% | $5,983-14.6% |
| Admin fee / account holder | $2,346 | $11,742-80.0% | $8,930-73.7% | $11,252-79.2% |