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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,372 | $152,619-50.0% | $125,195-39.0% | $152,909-50.1% |
| Participation rate | 94.1% | 83.3%+10.8pp | 79.8%+14.3pp | 82.5%+11.7pp |
| Annual return | 14.82% | 54.85%-40.0pp | 43.79%-29.0pp | 345.46%-330.6pp |
| Employer contribution / active EE | $2,355 | $4,947-52.4% | $3,866-39.1% | $4,764-50.6% |
| Participant deferral / active EE | $5,649 | $5,869-3.8% | $4,937+14.4% | $5,851-3.5% |
| Admin fee / account holder | $866 | $13,437-93.6% | $9,704-91.1% | $11,601-92.5% |