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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,306 | $135,645-47.4% | $110,243-35.3% | $135,380-47.3% |
| Participation rate | 88.2% | 83.5%+4.8pp | 79.8%+8.4pp | 82.6%+5.6pp |
| Annual return | -6.39% | 513.24%-519.6pp | 314.76%-321.2pp | 519.81%-526.2pp |
| Employer contribution / active EE | $2,134 | $4,907-56.5% | $3,827-44.2% | $4,779-55.4% |
| Participant deferral / active EE | $6,091 | $5,507+10.6% | $4,672+30.4% | $5,609+8.6% |
| Admin fee / account holder | $4,610 | $11,458-59.8% | $8,548-46.1% | $10,828-57.4% |