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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,666 | $142,409-48.3% | $119,634-38.4% | $134,545-45.2% |
| Participation rate | 91.3% | 82.8%+8.5pp | 79.3%+12.0pp | 81.2%+10.1pp |
| Annual return | -13.19% | -12.46%-0.7pp | -14.98%+1.8pp | 418.37%-431.6pp |
| Employer contribution / active EE | $2,417 | $5,224-53.7% | $4,232-42.9% | $4,742-49.0% |
| Participant deferral / active EE | $5,345 | $6,468-17.4% | $5,601-4.6% | $6,401-16.5% |
| Admin fee / account holder | $1,582 | $13,594-88.4% | $10,329-84.7% | $11,431-86.2% |