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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,990 | $104,544-47.4% | $76,657-28.3% | $152,897-64.0% |
| Participation rate | 68.8% | 76.6%-7.9pp | 72.1%-3.3pp | 82.5%-13.7pp |
| Annual return | 20.18% | 1014.36%-994.2pp | 1166.74%-1146.6pp | 345.43%-325.2pp |
| Employer contribution / active EE | $0 | $3,118-100.0% | $2,303-100.0% | $4,764-100.0% |
| Participant deferral / active EE | $2,584 | $4,236-39.0% | $3,335-22.5% | $5,851-55.8% |
| Admin fee / account holder | $1,390 | $12,286-88.7% | $6,423-78.4% | $11,599-88.0% |