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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,651 | $88,585-40.6% | $69,884-24.7% | $134,532-60.9% |
| Participation rate | 62.5% | 74.9%-12.4pp | 70.5%-8.0pp | 81.2%-18.7pp |
| Annual return | -19.18% | 442.80%-462.0pp | 190.81%-210.0pp | 418.27%-437.4pp |
| Employer contribution / active EE | $0 | $3,235-100.0% | $2,560-100.0% | $4,741-100.0% |
| Participant deferral / active EE | $1,959 | $4,770-58.9% | $3,848-49.1% | $6,401-69.4% |
| Admin fee / account holder | $25,641 | $10,441+145.6% | $6,266+309.2% | $11,429+124.4% |