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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,257 | $95,580-25.4% | $76,872-7.3% | $139,466-48.9% |
| Participation rate | 53.3% | 74.0%-20.6pp | 69.6%-16.3pp | 80.3%-27.0pp |
| Annual return | 22.28% | 55.00%-32.7pp | 37.90%-15.6pp | 373.66%-351.4pp |
| Employer contribution / active EE | $0 | $3,145-100.0% | $2,533-100.0% | $4,754-100.0% |
| Participant deferral / active EE | $1,869 | $4,623-59.6% | $3,832-51.2% | $6,712-72.2% |
| Admin fee / account holder | $10,693 | $8,302+28.8% | $5,476+95.3% | $11,409-6.3% |