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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,470 | $100,901-62.9% | $75,501-50.4% | $147,586-74.6% |
| Participation rate | 68.4% | 77.1%-8.7pp | 72.4%-3.9pp | 82.8%-14.4pp |
| Annual return | 14.91% | 35.78%-20.9pp | 27.35%-12.4pp | 578.59%-563.7pp |
| Employer contribution / active EE | $0 | $3,253-100.0% | $2,352-100.0% | $4,876-100.0% |
| Participant deferral / active EE | $2,131 | $4,027-47.1% | $3,142-32.2% | $5,439-60.8% |
| Admin fee / account holder | $1,154 | $11,285-89.8% | $5,801-80.1% | $10,886-89.4% |