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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,864 | $96,956-63.0% | $69,779-48.6% | $273,972-86.9% |
| Participation rate | 61.1% | 77.1%-16.0pp | 71.8%-10.7pp | 83.0%-21.9pp |
| Annual return | 2.62% | 12.93%-10.3pp | 12.99%-10.4pp | 41.46%-38.8pp |
| Employer contribution / active EE | $0 | $3,316-100.0% | $2,338-100.0% | $4,869-100.0% |
| Participant deferral / active EE | $1,201 | $3,744-67.9% | $2,931-59.0% | $5,287-77.3% |
| Admin fee / account holder | $2,474 | $7,934-68.8% | $4,381-43.5% | $10,133-75.6% |