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| Provider | Service type | Compensation |
|---|---|---|
MORGAN STANLEY SMITH BARNEY3 years Filed as: MORGAN STANLEY Service code 27 1585 BROADWAY · NEW YORK, NY 10036 | Advisory (Plan) | $15,942 |
Filed as: EMPOWER ANNUITY INSURANCE COMPANY O Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $12,299 |
Filed as: EMPOWER ADVISORY GROUP LLC Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Investment Management | $5,971 |
Service code 37 · EIN 39-6040276 | Loan Processing | $155 |
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,630 | $54,717-2.0% | $86,216-37.8% | $71,511-25.0% |
| Participation rate | 92.2% | 60.1%+32.1pp | 69.0%+23.3pp | 67.9%+24.3pp |
| Annual return | 17.17% | 20.07%-2.9pp | 1169.42%-1152.2pp | 28.86%-11.7pp |
| Employer contribution / active EE | $1,210 | $1,267-4.5% | $2,382-49.2% | $2,589-53.3% |
| Participant deferral / active EE | $5,455 | $3,110+75.4% | $3,986+36.8% | $4,291+27.1% |
| Admin fee / account holder | $230 | $1,922-88.0% | $6,853-96.6% | $1,588-85.5% |