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| Provider | Service type | Compensation |
|---|---|---|
MORGAN STANLEY SMITH BARNEY2 years Service code 27 1 NEW YORK PLZ 12TH FL · NEW YORK, NY 10004 | Advisory (Plan) | $15,728 |
Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $7,124 |
Filed as: ADVISED ASSETS GROUP, LLC Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Investment Management | $1,594 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,732 | $54,573+55.3% | $90,970-6.9% | $73,497+15.3% |
| Participation rate | 47.8% | 61.2%-13.4pp | 69.0%-21.2pp | 70.7%-22.9pp |
| Annual return | 13.85% | 16.69%-2.8pp | 134.60%-120.7pp | 28.51%-14.7pp |
| Employer contribution / active EE | $752 | $991-24.1% | $2,122-64.6% | $2,270-66.9% |
| Participant deferral / active EE | $3,376 | $2,517+34.1% | $3,373+0.1% | $3,740-9.7% |
| Admin fee / account holder | $335 | $521-35.8% | $5,961-94.4% | $513-34.7% |