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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,250 | $48,364-0.2% | $71,796-32.8% | $62,881-23.3% |
| Participation rate | 67.0% | 60.6%+6.4pp | 69.1%-2.1pp | 69.3%-2.3pp |
| Annual return | 8.97% | 13.16%-4.2pp | 78.04%-69.1pp | 20.14%-11.2pp |
| Employer contribution / active EE | $999 | $1,042-4.1% | $1,924-48.1% | $2,281-56.2% |
| Participant deferral / active EE | $3,788 | $2,091+81.1% | $2,794+35.6% | $3,203+18.3% |
| Admin fee / account holder | $851 | $3,771-77.4% | $4,815-82.3% | $4,296-80.2% |