Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,072 | $81,476-10.3% | $102,383-28.6% | $80,925-9.7% |
| Participation rate | 64.6% | 66.8%-2.2pp | 74.5%-9.9pp | 67.7%-3.0pp |
| Annual return | 9.32% | 25.59%-16.3pp | 24.94%-15.6pp | 35.65%-26.3pp |
| Employer contribution / active EE | $1,614 | $3,105-48.0% | $3,870-58.3% | $2,756-41.5% |
| Participant deferral / active EE | $2,605 | $3,871-32.7% | $5,060-48.5% | $4,299-39.4% |
| Admin fee / account holder | $5,261 | $6,717-21.7% | $8,391-37.3% | $6,940-24.2% |