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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,605 | $72,269-24.4% | $101,271-46.1% | $79,852-31.6% |
| Participation rate | 53.8% | 68.5%-14.7pp | 75.8%-22.1pp | 69.6%-15.9pp |
| Annual return | 13.91% | 22.29%-8.4pp | 46.48%-32.6pp | 31.72%-17.8pp |
| Employer contribution / active EE | $1,371 | $2,692-49.1% | $3,660-62.5% | $2,471-44.5% |
| Participant deferral / active EE | $2,019 | $3,282-38.5% | $4,371-53.8% | $3,740-46.0% |
| Admin fee / account holder | $3,622 | $4,401-17.7% | $5,948-39.1% | $5,306-31.7% |