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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,494 | $64,719-11.2% | $112,249-48.8% | $68,486-16.0% |
| Participation rate | 60.3% | 67.2%-6.8pp | 75.1%-14.7pp | 67.9%-7.6pp |
| Annual return | -16.90% | -11.40%-5.5pp | 27.48%-44.4pp | -7.85%-9.0pp |
| Employer contribution / active EE | $1,630 | $2,747-40.7% | $3,636-55.2% | $2,597-37.2% |
| Participant deferral / active EE | $2,704 | $3,565-24.2% | $4,729-42.8% | $4,028-32.9% |
| Admin fee / account holder | $7,062 | $5,232+35.0% | $6,412+10.1% | $5,404+30.7% |