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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,814 | $63,346-49.8% | $92,240-65.5% | $70,126-54.6% |
| Participation rate | 72.5% | 68.7%+3.8pp | 76.5%-4.0pp | 69.5%+2.9pp |
| Annual return | 16.27% | 530.19%-513.9pp | 176.29%-160.0pp | 73.15%-56.9pp |
| Employer contribution / active EE | $1,732 | $2,471-29.9% | $3,680-52.9% | $2,343-26.1% |
| Participant deferral / active EE | $2,333 | $2,854-18.3% | $3,897-40.1% | $3,332-30.0% |
| Admin fee / account holder | $2,296 | $3,841-40.2% | $5,194-55.8% | $4,645-50.6% |