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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $310,511 | $79,523+290.5% | $140,019+121.8% | $56,289+451.6% |
| Participation rate | 95.1% | 85.7%+9.4pp | 87.5%+7.6pp | 69.9%+25.2pp |
| Annual return | -14.24% | 2.39%-16.6pp | 651.17%-665.4pp | -9.96%-4.3pp |
| Employer contribution / active EE | $13,180 | $3,350+293.4% | $5,605+135.1% | $2,111+524.3% |
| Participant deferral / active EE | $9,221 | $5,129+79.8% | $6,927+33.1% | $3,350+175.3% |
| Admin fee / account holder | $3,197 | $614+420.4% | $10,705-70.1% | $521+513.6% |