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| Provider | Service type | Compensation |
|---|---|---|
BAKER ASSET MANAGEMENT1 year Service code 15 · EIN 73-1414084 | Recordkeeping | $129,451 |
Service code 37 · EIN 04-2647786 | Loan Processing | $5,808 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $396,495 | $98,982+300.6% | $162,185+144.5% | $65,186+508.2% |
| Participation rate | 95.1% | 85.8%+9.3pp | 87.6%+7.5pp | 70.2%+24.9pp |
| Annual return | 20.76% | 24.84%-4.1pp | 115.61%-94.8pp | 29.39%-8.6pp |
| Employer contribution / active EE | $11,322 | $3,467+226.6% | $5,613+101.7% | $2,177+420.1% |
| Participant deferral / active EE | $10,488 | $5,384+94.8% | $7,297+43.7% | $3,514+198.5% |
| Admin fee / account holder | $1,143 | $596+91.7% | $10,844-89.5% | $847+34.9% |