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| Provider | Service type | Compensation |
|---|---|---|
BAKER ASSET MANAGEMENT5 years Service code 26 · EIN 20-3018734 | Advisory (Participants) | $169,515 |
BISON WEALTH LLC4 years Filed as: BISON CAPITAL ADVISORS, LLC Service code 16 · EIN 83-4284249 | Consulting | $16,442 |
Service code 37 · EIN 04-2647786 | Loan Processing | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $441,211 | $130,294+238.6% | $170,057+159.4% | $71,529+516.8% |
| Participation rate | 100.0% | 86.2%+13.8pp | 87.0%+13.0pp | 67.9%+32.1pp |
| Annual return | 13.86% | 20.36%-6.5pp | 53.42%-39.6pp | 28.97%-15.1pp |
| Employer contribution / active EE | $25,255 | $4,385+476.0% | $6,790+271.9% | $2,590+875.2% |
| Participant deferral / active EE | $9,014 | $6,928+30.1% | $10,411-13.4% | $4,291+110.0% |
| Admin fee / account holder | $1,268 | $966+31.3% | $12,826-90.1% | $1,588-20.2% |