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| Provider | Service type | Compensation |
|---|---|---|
BAKER ASSET MANAGEMENT6 years Service code 26 · EIN 20-3018734 | Advisory (Participants) | $134,841 |
Service code 37 · EIN 04-2647786 | Loan Processing | $17,445 |
BISON WEALTH LLC5 years Filed as: BISON CAPITAL ADVISORS, LLC Service code 16 · EIN 83-4284249 | Consulting | $7,994 |
Filed as: NA Service code 16 · EIN 31-9500454 | Consulting | $4,285 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $491,477 | $122,042+302.7% | $184,260+166.7% | $74,459+560.1% |
| Participation rate | 100.0% | 85.5%+14.5pp | 86.8%+13.2pp | 67.2%+32.8pp |
| Annual return | 11.51% | 19.91%-8.4pp | 28.84%-17.3pp | 1369.70%-1358.2pp |
| Employer contribution / active EE | $15,560 | $4,537+242.9% | $6,427+142.1% | $2,626+492.6% |
| Participant deferral / active EE | $11,338 | $7,143+58.7% | $9,133+24.1% | $4,350+160.7% |
| Admin fee / account holder | $1,088 | $1,252-13.1% | $13,898-92.2% | $1,945-44.0% |