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| Provider | Service type | Compensation |
|---|---|---|
BAKER ASSET MANAGEMENT4 years Service code 16 · EIN 20-3018734 | Consulting | $160,132 |
BISON WEALTH LLC3 years Filed as: BISON CAPITAL ADVISORS, LLC Service code 16 · EIN 83-4284249 | Consulting | $13,978 |
Service code 37 · EIN 04-2647786 | Loan Processing | $6,846 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $417,998 | $102,661+307.2% | $151,645+175.6% | $66,949+524.4% |
| Participation rate | 100.0% | 85.5%+14.5pp | 87.5%+12.5pp | 69.8%+30.2pp |
| Annual return | -13.50% | -10.81%-2.7pp | 3.34%-16.8pp | 1.57%-15.1pp |
| Employer contribution / active EE | $21,633 | $4,184+417.0% | $6,165+250.9% | $2,545+749.9% |
| Participant deferral / active EE | $13,575 | $6,645+104.3% | $8,363+62.3% | $4,239+220.2% |
| Admin fee / account holder | $1,339 | $630+112.4% | $11,614-88.5% | $594+125.6% |