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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $272,794 | $85,766+218.1% | $136,298+100.1% | $70,126+289.0% |
| Participation rate | 96.8% | 74.2%+22.6pp | 81.9%+14.9pp | 69.5%+27.2pp |
| Annual return | 16.37% | 31.46%-15.1pp | 5156.27%-5139.9pp | 73.15%-56.8pp |
| Employer contribution / active EE | $7,832 | $2,966+164.1% | $4,696+66.8% | $2,343+234.4% |
| Participant deferral / active EE | $9,767 | $5,051+93.4% | $6,247+56.3% | $3,332+193.1% |
| Admin fee / account holder | $24,706 | $5,421+355.8% | $9,244+167.3% | $4,645+431.8% |