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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $355,584 | $89,370+297.9% | $141,197+151.8% | $72,976+387.3% |
| Participation rate | 96.8% | 75.1%+21.6pp | 82.5%+14.3pp | 69.5%+27.3pp |
| Annual return | 22.40% | 111.88%-89.5pp | 71.41%-49.0pp | 81.02%-58.6pp |
| Employer contribution / active EE | $8,060 | $3,115+158.7% | $4,736+70.2% | $2,440+230.3% |
| Participant deferral / active EE | $11,708 | $5,419+116.1% | $6,710+74.5% | $3,608+224.5% |
| Admin fee / account holder | $3,269 | $5,957-45.1% | $10,265-68.2% | $5,124-36.2% |