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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $382,842 | $82,678+363.1% | $125,391+205.3% | $68,490+459.0% |
| Participation rate | 96.3% | 75.1%+21.2pp | 82.4%+13.9pp | 67.9%+28.4pp |
| Annual return | -20.01% | -5.97%-14.0pp | 572.41%-592.4pp | -7.85%-12.2pp |
| Employer contribution / active EE | $7,420 | $3,382+119.4% | $4,816+54.1% | $2,597+185.8% |
| Participant deferral / active EE | $12,137 | $6,111+98.6% | $7,448+63.0% | $4,028+201.3% |
| Admin fee / account holder | $29,290 | $6,277+366.6% | $10,009+192.7% | $5,403+442.1% |