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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $409,104 | $98,776+314.2% | $149,745+173.2% | $79,856+412.3% |
| Participation rate | 96.6% | 75.8%+20.8pp | 82.5%+14.1pp | 69.6%+26.9pp |
| Annual return | 19.58% | 27.38%-7.8pp | 276.72%-257.1pp | 31.71%-12.1pp |
| Employer contribution / active EE | $7,466 | $3,217+132.1% | $4,646+60.7% | $2,471+202.1% |
| Participant deferral / active EE | $10,764 | $5,681+89.5% | $6,843+57.3% | $3,741+187.8% |
| Admin fee / account holder | $9,189 | $6,053+51.8% | $9,312-1.3% | $5,306+73.2% |