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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $500,860 | $93,617+435.0% | $135,982+268.3% | $75,177+566.2% |
| Participation rate | 92.6% | 75.2%+17.4pp | 81.9%+10.7pp | 67.2%+25.4pp |
| Annual return | 23.21% | 30.89%-7.7pp | 68.32%-45.1pp | 160.75%-137.5pp |
| Employer contribution / active EE | $6,752 | $3,538+90.8% | $4,859+39.0% | $2,671+152.8% |
| Participant deferral / active EE | $12,732 | $6,406+98.8% | $7,760+64.1% | $4,126+208.6% |
| Admin fee / account holder | $15,688 | $6,980+124.8% | $10,767+45.7% | $5,651+177.6% |