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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $275,844 | $156,398+76.4% | $147,318+87.2% | $138,895+98.6% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 79.9%+20.1pp |
| Annual return | 14.11% | 78.75%-64.6pp | 70.43%-56.3pp | 145.39%-131.3pp |
| Employer contribution / active EE | $15,808 | $4,853+225.7% | $4,593+244.2% | $4,194+276.9% |
| Participant deferral / active EE | $9,485 | $8,237+15.1% | $7,906+20.0% | $6,396+48.3% |
| Admin fee / account holder | $6,500 | $14,976-56.6% | $13,708-52.6% | $12,562-48.3% |