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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $222,219 | $165,381+34.4% | $149,730+48.4% | $158,966+39.8% |
| Participation rate | 85.7% | 84.6%+1.1pp | 82.5%+3.2pp | 82.0%+3.8pp |
| Annual return | 23.63% | 348.29%-324.7pp | 276.70%-253.1pp | 302.95%-279.3pp |
| Employer contribution / active EE | $13,880 | $5,104+171.9% | $4,645+198.8% | $4,762+191.4% |
| Participant deferral / active EE | $6,826 | $7,182-5.0% | $6,843-0.2% | $5,983+14.1% |
| Admin fee / account holder | $1,984 | $10,809-81.6% | $9,310-78.7% | $11,250-82.4% |