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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $216,128 | $159,978+35.1% | $147,041+47.0% | $145,978+48.1% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 15.10% | 98.36%-83.3pp | 419.21%-404.1pp | 550.52%-535.4pp |
| Employer contribution / active EE | $29,777 | $5,288+463.1% | $4,935+503.4% | $4,662+538.7% |
| Participant deferral / active EE | $8,797 | $8,429+4.4% | $8,071+9.0% | $6,690+31.5% |
| Admin fee / account holder | $854 | $15,053-94.3% | $13,006-93.4% | $13,400-93.6% |