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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $180,813 | $148,582+21.7% | $135,942+33.0% | $139,456+29.7% |
| Participation rate | 95.5% | 83.9%+11.6pp | 81.9%+13.5pp | 80.3%+15.1pp |
| Annual return | 17.59% | 79.26%-61.7pp | 68.28%-50.7pp | 373.45%-355.9pp |
| Employer contribution / active EE | $20,394 | $5,245+288.9% | $4,858+319.8% | $4,753+329.1% |
| Participant deferral / active EE | $7,724 | $8,101-4.7% | $7,759-0.5% | $6,711+15.1% |
| Admin fee / account holder | $1,976 | $12,402-84.1% | $10,764-81.6% | $11,407-82.7% |