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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $192,021 | $157,296+22.1% | $141,191+36.0% | $152,897+25.6% |
| Participation rate | 90.0% | 84.8%+5.2pp | 82.5%+7.5pp | 82.5%+7.5pp |
| Annual return | 24.21% | 64.34%-40.1pp | 71.41%-47.2pp | 345.43%-321.2pp |
| Employer contribution / active EE | $19,685 | $5,262+274.1% | $4,736+315.6% | $4,764+313.2% |
| Participant deferral / active EE | $7,784 | $7,111+9.5% | $6,710+16.0% | $5,851+33.0% |
| Admin fee / account holder | $4,023 | $12,125-66.8% | $10,264-60.8% | $11,599-65.3% |