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| Provider | Service type | Compensation |
|---|---|---|
401K GENERATION8+ years Service code 27 237 S WESTMONTE DR, SUITE 300 · ALTAMONTE SPRINGS, FL 32714 | Advisory (Plan) | $33,792 |
EPLAN ADVISORS, LLC7 years Service code 17 · EIN 36-1543746 | Pension Consulting | $16,316 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,702 | $60,989-48.0% | $60,906-47.9% | $66,938-52.6% |
| Participation rate | 60.8% | 74.5%-13.7pp | 73.1%-12.3pp | 69.8%-9.0pp |
| Annual return | -16.58% | -9.60%-7.0pp | 16.94%-33.5pp | 1.58%-18.2pp |
| Employer contribution / active EE | $499 | $2,661-81.3% | $2,703-81.6% | $2,545-80.4% |
| Participant deferral / active EE | $2,508 | $3,615-30.6% | $3,814-34.2% | $4,238-40.8% |
| Admin fee / account holder | $251 | $338-25.9% | $3,227-92.2% | $594-57.8% |