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| Provider | Service type | Compensation |
|---|---|---|
401K GENERATION2+ years Service code 27 195 INTERNATIONAL PKWY, SUITE 311 · LAKE MARY, FL 32746 | Advisory (Plan) | $20,735 |
EPLAN ADVISORS, LLC1 year Service code 17 · EIN 84-1543749 | Pension Consulting | $12,813 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,984 | $52,467-60.0% | $57,196-63.3% | $55,167-62.0% |
| Participation rate | 57.7% | 75.8%-18.1pp | 75.3%-17.6pp | 69.0%-11.3pp |
| Annual return | 8.31% | 7.72%+0.6pp | 14.59%-6.3pp | 169.23%-160.9pp |
| Employer contribution / active EE | $459 | $2,477-81.5% | $2,683-82.9% | $1,963-76.6% |
| Participant deferral / active EE | $1,572 | $2,830-44.4% | $3,096-49.2% | $3,054-48.5% |
| Admin fee / account holder | $169 | $269-37.4% | $3,141-94.6% | $504-66.6% |