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| Provider | Service type | Compensation |
|---|---|---|
401K GENERATION3+ years Service code 27 195 INTERNATIONAL PKWY, SUITE 311 · LAKE MARY, FL 32746 | Advisory (Plan) | $23,327 |
EPLAN ADVISORS, LLC2 years Service code 17 · EIN 84-1543749 | Pension Consulting | $13,307 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,720 | $57,976-57.4% | $63,018-60.8% | $62,293-60.3% |
| Participation rate | 57.4% | 75.9%-18.6pp | 74.8%-17.4pp | 69.5%-12.2pp |
| Annual return | 13.68% | 17.54%-3.9pp | 87.62%-73.9pp | 28.90%-15.2pp |
| Employer contribution / active EE | $515 | $2,415-78.7% | $2,761-81.3% | $2,042-74.8% |
| Participant deferral / active EE | $1,761 | $2,956-40.4% | $3,330-47.1% | $3,169-44.4% |
| Admin fee / account holder | $190 | $276-31.1% | $3,601-94.7% | $479-60.4% |