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| Provider | Service type | Compensation |
|---|---|---|
401K GENERATION4+ years Service code 27 195 INTERNATIONAL PKWY · LAKE MARY, FL 32746 | Advisory (Plan) | $24,930 |
EPLAN ADVISORS, LLC3 years Service code 17 · EIN 84-1543749 | Pension Consulting | $13,153 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,700 | $55,002-60.5% | $59,899-63.8% | $56,289-61.4% |
| Participation rate | 61.9% | 75.9%-14.0pp | 74.7%-12.8pp | 69.9%-7.9pp |
| Annual return | -3.38% | 1.13%-4.5pp | 3.46%-6.8pp | -9.96%+6.6pp |
| Employer contribution / active EE | $519 | $2,448-78.8% | $2,723-80.9% | $2,111-75.4% |
| Participant deferral / active EE | $1,841 | $3,121-41.0% | $3,402-45.9% | $3,350-45.0% |
| Admin fee / account holder | $193 | $236-18.3% | $3,592-94.6% | $521-63.0% |