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| Provider | Service type | Compensation |
|---|---|---|
401K GENERATION1+ years Service code 27 620 N. DENNIG DRIVE · WINTER PARK, FL 32789 | Advisory (Plan) | $18,649 |
EPLAN ADVISORS, LLC1+ years Filed as: EPLAN ADVISORS LLC Service code 17 · EIN 84-1543749 | Pension Consulting | $11,098 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,496 | $51,769-62.3% | $57,356-66.0% | $52,331-62.7% |
| Participation rate | 58.5% | 75.2%-16.8pp | 75.1%-16.6pp | 68.1%-9.7pp |
| Annual return | -0.59% | 2.43%-3.0pp | 24.41%-25.0pp | 4.54%-5.1pp |
| Employer contribution / active EE | $501 | $2,335-78.5% | $2,689-81.3% | $1,882-73.4% |
| Participant deferral / active EE | $1,797 | $2,794-35.7% | $3,162-43.2% | $3,022-40.5% |
| Admin fee / account holder | $158 | $295-46.4% | $3,357-95.3% | $592-73.3% |